Finance shaped around the project
Development finance is usually built around the site value, planning position, borrower experience, build costs, professional team, sales strategy and exit. The right structure needs to support the project from acquisition or refinance through to completion.
Projects may include
- Residential development and multi-unit schemes
- Commercial and mixed-use property projects
- Permitted development and conversion opportunities
- Heavy refurbishment and structural works
- Exit finance where a project is nearing completion
What lenders usually need
A clear summary of the site, planning, valuation, build programme, cost plan, developer track record and sales or refinance strategy allows suitable lenders to assess the opportunity more efficiently.
Can funding cover build costs?
Development facilities are commonly structured to support land or property value and staged works costs, subject to the lender's terms and monitoring requirements.
Is planning permission required?
Planning position is a key part of the assessment. Some lenders can consider pre-planning situations, but terms usually depend on the risk profile and route to consent.